Calcola Prestito

Introducing Calcola Prestito, revolutionizing the way you monitor your loans. With this user-friendly app, you can easily enter and track the details of your current loans, including mortgage, personal loan, salary assignment, and payment delegation. Stay informed about the remaining debt, interest, number of paid and remaining installments, and even develop an amortization plan. Worried about missing a payment? Calcola Prestito has you covered with customizable installment reminders.

Features of Calcola Prestito:

> Comprehensive Loan Monitoring: It is the first app in Italy dedicated to monitoring the course of loans. It allows users to enter the details of their current loans, such as mortgage, personal loan, salary assignment, and payment delegation, and track the residual debt, interest, number of paid and remaining installments.

> French-style Amortization Plan: The app uses a French-style amortization plan to help users understand their loan repayment schedule. This feature provides a clear breakdown of the principal and interest payments for each installment, allowing users to plan their finances effectively.

> Installment Reminder: With it, users can set up installment reminders according to their preferred day and time. This ensures that they never miss a payment and helps them maintain a good credit score.

> Simulations and Calculations: The app offers a calculator section where users can perform various simulations and calculations related to their loans. They can calculate the residual debt, installment amount, net revenue, APR, and TAN (annual nominal rate) based on different scenarios.

> Updated Rates and Information: Calcola Prestito provides users with up-to-date information on EURIBOR 360 (Euro Interbank Offered Rate), EURIRS (Euro Interest Rate Swap), ECB rates (European Central Bank), and other relevant financial factors. This helps users stay informed and make informed decisions about their loans.

FAQs:

> Is my personal data safe? Yes, the data entered into the app is saved exclusively on your device and is not accessible by any third parties.

> Can I use the app to request a loan quote? Yes, the app allows users to request a free quote from BIBANCA SPA - BPER Banca Group, with Adriano Testani as the sole agent in financial activities.

> Can I use the app for loan renegotiation? Yes, users can use the app to evaluate the possibility of early repayment or renegotiation of their loans. The app provides all the necessary information and tools for this purpose.

Conclusion:

Calcola Prestito is a must-have app for anyone in Italy with existing loans. It simplifies the loan monitoring process, allowing users to track their residual debt, interest, and installment payments. The French-style amortization plan gives users a clear understanding of their loan repayment schedule. The added feature of an installment reminder helps users stay on top of their payments and maintain a good credit score. With the calculator section, users can perform various simulations and calculations to make informed decisions about their loans. The app is secure, provides updated rates and information, and even offers the option to request a loan quote. Download Calcola Prestito now to take control of your loans and finances.